Private on-device intelligence
Understand the grades, without trusting a chatbot
Stock Analyzer turns its existing A-E fundamental facts into a concise analysis summary. See strengths, watchouts, and missing context without writing prompts or sending the analysis to an external AI service.
AI-generated summaries require iOS 26 and a supported Apple Intelligence configuration. Deterministic Key Takeaways are used when the model is unavailable.
Analysis Summary
The fundamentals show a mixed picture.
Strengths
Capital efficiency metrics are among the stronger grades in the report.
Watchouts
Valuation metrics deserve a closer look before drawing a conclusion.
Missing context
Unavailable facts remain visible as gaps for further research.
Example structure. Actual summaries use the available facts for each company.
AI explains. The grades stay deterministic.
DCF, ROIC, Piotroski F-Score, P/E, Altman Z-Score, FCF yield, ROE, and the other criteria are calculated before AI enters the workflow. The model cannot change a grade or invent a new scoring method.
1. Fixed facts
Transparent A-E grades
The same deterministic fundamental analysis remains the source of truth.
2. Narrow explanation
Grounded in visible metrics
The summary explains selected strengths while watchouts and missing context follow fixed, fact-based rules.
3. Validated output
Guardrails before display
Unsupported numbers, invalid structure, and recommendation or prediction language cause the app to use a deterministic fallback.
No prompts required
You do not need to paste financial statements into a chat or invent the perfect prompt. Request a summary from the company detail page, then compare each explanation with the metric and grade beside it.
- ✓Highlights up to the most relevant strengths and watchouts
- ✓Calls out missing facts instead of treating them as neutral
- ✓Keeps the detailed values and grades available for verification
Designed as a research aid
Not a prediction engine. The summary does not forecast a share price or expected return.
Not investment advice. It does not provide personalized buy, sell, or hold recommendations.
Not an open-ended chatbot. The model only receives the app's selected fundamental facts for a narrow explanation task.
Not an editable DCF model. DCF remains one of several fundamental signals rather than a user-configurable forecasting tool.
Private when the model is available
Stock Analyzer uses Apple's Foundation Models to generate supported summaries on your iPhone. The supplied fundamental facts stay on-device for generation instead of being sent to an external AI model.
Availability requirements
On-device generation requires iOS 26, an Apple Intelligence-eligible device, Apple Intelligence enabled with the model ready, and a locale supported by Apple's model. Availability can vary by device, language, and region. See Apple's current Apple Intelligence requirements.
If any requirement is not met, Stock Analyzer uses deterministic Key Takeaways. Your fundamental grades do not depend on AI and remain available as usual.
Frequently asked questions
Does Stock Analyzer use AI to score stocks? +
No. The A-E grades remain deterministic and are calculated from the app's fundamental criteria. AI only explains selected facts from those existing grades.
Does the AI summary run on my iPhone? +
When Apple's Foundation Model is available, the summary is generated on-device. This requires iOS 26, an Apple Intelligence-eligible iPhone, Apple Intelligence enabled and ready, and a supported locale.
What happens when on-device AI is unavailable? +
Stock Analyzer shows deterministic Key Takeaways based on the same fundamental facts. The grades and detailed analysis remain available independently of the AI model.
Can the summary tell me what to buy or sell? +
No. It highlights strengths, watchouts, and missing context. It does not predict prices, forecast returns, or provide personalized investment advice or buy, sell, and hold recommendations.
Turn grades into a research summary
Download Stock Analyzer to review the complete fundamental report and request a private, grade-grounded summary when on-device AI is available.
Want the full process first? Read how to analyze a stock or learn how to use AI responsibly in stock research.